Finances

The first step in taking control of your finances is closely examining where your money is going. For many of the people I work with, a good hard look at their finances comes as a big surprise. Once I show them that they cannot continue on the path they are on, realistic changes and wiser financial decisions are made. Even in today’s economic climate, it is still quite easy to get credit—and just as easy to get into debt.

Together, we will take a close look at your current financial situation, then develop a plan to keep you debt free. Did you know that writing down your credit card purchases can keep you from an overwhelming credit card debt? I can show you how this can be done even if you hate record keeping or think you are “not good with figures”. If you have to use your cards from time to time, a rule as simple as limiting their use to buying gas or food staples can make a huge difference in your bottom line.
 
 
When there is too much debt
A systematic approach to paying down your debt includes setting priorities and making sacrifices. More importantly, it takes discipline—the kind of discipline you did not show as your credit card debt grew out of control! Such a plan does not mean that your life will be miserable until your debt is paid.

Saving and investments
It is understandable that the current economic climate makes you hesitant to make any kind of investment. The interest rate most banks offer for savings accounts is at an all-time low; however, there are safe and profitable ways to invest your money.

As a life coach, I can help you make the wisest possible decision when it comes to buying a home. A mortgage is a huge financial responsibility. An unpredictable economy requires a great deal of research, careful thought and a realistic look at that new home as an investment.